NEWS IN: Teachers Advance Salary, The Maximum Amount A Teacher Can Receive As An Advance Is 150% Of Their Annual Gross Salary.

NEWS IN: Teachers Advance Salary, The Maximum Amount A Teacher Can Receive As An Advance Is 150% Of Their Annual Gross Salary.

Point 18, let me try to explain Point 18 in the agreement:

Advance for Teachers in GES

Here’s a breakdown of what it means:

What it is: It’s a financial advance (loan) that can be given to teachers who are confirmed staff of the Ghana Education Service (GES).

How much you can get: The maximum amount a teacher can receive as an advance is 150% of their annual gross salary.

For example, if your total annual gross salary is GHS 30,000, then the maximum advance you could receive would be GHS 45,000.

Repayment Terms:

This advance must be **repaid in 84 equal instalments.

That is, the repayment period could stretch over 7 years(since 84 months = 7 years).

The instalment will likely be deducted monthly from your salary.

Ges

Who is eligible: Only confirmed GES Teachers.

𝐇𝐞𝐫𝐞’𝐬 𝐡𝐨𝐰 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐚𝐩𝐩𝐥𝐲 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐀𝐝𝐯𝐚𝐧𝐜𝐞 base on point 18 as a 𝐓𝐞𝐚𝐜𝐡𝐞𝐫𝐬 𝐢𝐧 𝐆𝐄𝐒 (𝐛𝐚𝐬𝐞𝐝 𝐨𝐧 𝐭𝐲𝐩𝐢𝐜𝐚𝐥 𝐆𝐄𝐒 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐜𝐞𝐝𝐮𝐫𝐞𝐬 𝐚𝐧𝐝 𝐬𝐢𝐦𝐢𝐥𝐚𝐫 𝐚𝐝𝐯𝐚𝐧𝐜𝐞 𝐬𝐲𝐬𝐭𝐞𝐦𝐬, 𝐬𝐢𝐧𝐜𝐞 𝐭𝐡𝐞 𝐞𝐱𝐚𝐜𝐭 𝐚𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐩𝐫𝐨𝐜𝐞𝐬𝐬 𝐢𝐬 𝐧𝐨𝐭 𝐟𝐮𝐥𝐥𝐲 𝐝𝐞𝐭𝐚𝐢𝐥𝐞𝐝 𝐢𝐧 𝐭𝐡𝐞 𝐝𝐨𝐜𝐮𝐦𝐞𝐧𝐭):

Learnt it’s interest free, may you might just pay for processing fee.

Steps to Apply for the Advance for Teachers in GES

1. 𝘾𝙤𝙣𝙛𝙞𝙧𝙢 𝙔𝙤𝙪𝙧 𝙀𝙡𝙞𝙜𝙞𝙗𝙞𝙡𝙞𝙩𝙮

You must be a confirmed teacher in GES.

Your staff ID and appointment status must be active and verified by your district or regional office.

2. 𝗪𝗿𝗶𝘁𝗲 𝗮𝗻 𝗢𝗳𝗳𝗶𝗰𝗶𝗮𝗹 𝗔𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗟𝗲𝘁𝘁𝗲𝗿.

Address it to The Director General, GES through:

Your Headteacher

SISO

District Director of Education

Sample structure:

[Your Name]

[Staff ID]

[School Name]

[District]

[Date]

To:

The Director General

Ghana Education Service

(Through: Headteacher, Circuit Supervisor, District Director)

Subject: Application for GES Teachers’ Advance

I humbly write to apply for the Advance for Teachers in GES as stipulated in the current agreement. I am a confirmed teacher with [X years] of service and would be grateful if I am considered for the said advance. I understand that repayment shall be in 84 equal instalments and consent to deductions from my monthly salary.

Thank you for your kind consideration.

Sincerely,

[Your Full Name]

[Signature]

3. 𝗔𝘁𝘁𝗮𝗰𝗵 𝗦𝘂𝗽𝗽𝗼𝗿𝘁𝗶𝗻𝗴 𝗗𝗼𝗰𝘂𝗺𝗲𝗻𝘁s.

Include the following:

A copy of your latest payslip

A confirmation letter or appointment letter

Your staff ID

Any required guarantor forms if applicable (some districts may ask for this)

4. 𝗦𝘂𝗯𝗺𝗶𝘁 𝘁𝗼 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗢𝗳𝗳𝗶𝗰𝗲.

The Headteacher and District Director must endorse your application.

The District Education Office will forward your application to the GES Headquarters or the appropriate Financial Controller’s office.

5. 𝙒𝙖𝙞𝙩 𝙛𝙤𝙧 𝘼𝙥𝙥𝙧𝙤𝙫𝙖𝙡 & 𝘿𝙞𝙨𝙗𝙪𝙧𝙨𝙚𝙢𝙚𝙣𝙩.

Once approved, the advance will be credited to your bank account on file with the Controller and Accountant General’s Department (CAGD).

Deductions will begin automatically from your salary over 84 months.

𝙄𝙢𝙥𝙤𝙧𝙩𝙖𝙣𝙩 𝙉𝙤𝙩𝙚𝙨

It is best to confirm with your district finance office if they have a special application form or portal.

There may be cut-off dates for applications each year—some districts process in batches.

If you’re transfered, be sure to notify both your old and new districts so deductions continue without issues.

✍ Ansah Emmanuel (Manuel)

Founder of National Teachers Association {NTA}

#NationalTeachersAssociation

#WeServeTheNation